The best time to get pre-approved for a mortgage with Dave Oliver, award-winning Mortgage Broker (AMP) in Saskatoon, for the spring market is now—ideally January to early March. Here’s why:
*120-Day Rate Hold – If you secure a rate hold now, your pre-approval will be valid through May-June, protecting you from potential rate increases.
*Stronger Offer Advantage – A fully reviewed pre-approval (income, down payment, and credit docs verified) makes your offer more competitive in a busy spring market.
*Time to Improve Financing – If any issues arise with credit, income, or down payment, early action gives you time to fix them before making offers.
*Get the Best Rates & Service – Dave specializes in first-time buyers & alternate credit deals, ensuring a smooth and successful approval.
Contact Dave Oliver today to lock in the best rate and start your home search with confidence!